Thursday, January 28, 2010

Kerri's Kouponing 101

My friend, Marti, had great idea. She wants me to post a tip a day about how I save money by using coupons. Problem is, it's not that easy. I can, however, tell you my story, give a few starting tips and send you on your way to learn more.

Here's some background:
3 years ago, my friend Laura, kept telling me what great deals she was getting by using coupons. Much like I do to you all on Facebook. I just envied her and went on my way, not clipping coupons, not stockpiling, not getting those Sunday papers ... I mean, who has time for that? I was working full-time, had 3 kids, a husband, cats, laundry, dishes, supper ... ... I didn't have time to cut and file coupons.

It took Laura just about a year to finally get me into using the coupons. She was a great mentor and for her, I am thankful!

She got me hooked on my first 'coupon' board. I read and read and read some more. I asked question after question. I was up way past my bedtime, it was the only peaceful time I had. When it finally clicked, I was saving money. I was finally ahead on shampoo and body wash and paper towels. I finally realized what Laura was doing. SHE WAS SAVING MONEY AND LOTS OF IT!

As I'm sitting here, 2 years later, typing this, I'm looking back at how many boo boo's and blubbers I had when I first started. I was most definitely saving money, but I had those mistakes that would now make me cringe, maybe even cry. I'm not going to lie, using coupons isn't something that's fast, it does take time. But, the time is worth it.

Time for some tips now, eh? I'll start with baby steps, then you can grow on your own.

~Start with getting 2 Sunday newspapers every week. Clip the coupons for the items that you use. As time goes on, you'll 'learn' to use other brands and therefore will have more coupons. You may even find yourself buying Crest mouthwash, even though you don't use it, but it was only 25cents! (Helpful hint: put the like pages of coupons together, clip them both at the same time)

~Use small envelopes and label them and file the coupons accordingly:
Hair
Lotion
Deodorant
Shaving Needs
Dental
Baby
Food
Miscellaneous


~If you don't already have them, get saving cards for ALL of the grocery stores and drug stores around you. (Walgreens, Rite Aid, Walmart & Target do NOT have cards) Be prepared to shop at more than one store. I don't care if you don't like the color of Food Lion's floor, you WILL shop there if you can get toothpaste for free, right?

~Read the ads to every single store in your area. I'm sure you know what you 'normally' pay for lunch meat? Dog food? Here's the thing. You see 'it' on sale and it is $3 less, but wait, you have a coupon for $3 off, that is a savings of $6! Not only do you have 1 coupon, but because Kerri said to buy 2 papers, you have 2 of those coupons. You have now saved $12. You didn't just buy 2 of those items, you also bought time between buying that item again. And so begins the 'stockpiling'. If you were to buy 5 papers, you will have gotten 5 of those items, saved $30 (between sale price and coupon), and bought more time between purchasing that item again. Go ahead and figure in the cost of the newspapers, you still saved at least $20!

The paragraph above is very important. It is telling you in a nutshell how you end up saving money. You buy 2 or 3 or 4 of that item that is on sale with a coupon. At first, it will seem like you are spending a lot of money out of pocket, but after about 3 to 4 months, you will notice that you are buying less in one shopping trip because you bought certain items 2 weeks prior. You WILL start to realize that a particular item only goes on sale at a certain time of year, like ketchup (Memorial Day & Labor Day), and you will stock up then to have it on hand until the next sale. You'll realize that boneless chicken breast goes on sale every 4 weeks, so you'll stock up 4 weeks worth until the next sale.

~If you can't get away to shop by yourself, take your kids with you!! They will learn from a young age that momma won't buy that without a coupon! Seriously, they do learn from this and they can be helpful. They have tearpads (coupons located on a cardboard display case in the middle or end of the aisles) and blinkies (machines that have a blinking light and hang on the shelves by the products it is offering coupons for) and kids go NUTS finding and gathering the coupons.

~Sign up for a 'coupon/savings' board and ask questions, we LOVE questions! We love sharing our successes, the deals we find, the hell (or joy) of finding them. I'm not going to lie, I'm on my 3rd board. I have no doubt in my mind that this is my final stop. I will be there until they take me away and place me in a CA (coupons anonymous)home. These women/men are the most outstanding, reliable, understandable, most helpful, couponers, that I know! (My friend, Laura & my mom included!). I can't say enough about the women/men that are there. We are constantly seeking deals, posting about them, deciphering them, talking about them all the while we are still learning more. So, without further adieu, we are at:
www.ourcouponhome.com ... ... When you get there, introduce yourself and don't be shy!

2 years into this adventure:
~I am spending only $300 a month in groceries on a family of 5. I'm trying hard to get that even less, but compared to the $600 I WAS spending, I'm happy.

~I have a basket full of free band-aids, a bathroom cupboard full of FREE deodorant, a shelf full of dishwasher detergent that I spent no more that $1.50 on each, and a laundry room with at least 10 ALL detergents that I got for 50cents each.

~I've conquered 3 cities with using coupons. Chambersburg (PA), Hagerstown (MD) (since that is where I worked), and now where I live in Colorado. My toughest stores yet are here in Colorado.

~I have started a 'gift' closet. What is this? I've been buying toys that have gone on clearance to use as birthday gifts (my kids or others) and/or Christmas gifts. This is easy to do for younger kids, it's Jake's age that is hard to buy cheaply for!

~I spend a ton of time on the computer, searching and reading deals ... I've found a hobby of sorts and I enjoy it thoroughly.

~I still have a lot to learn.

I think I've rattled enough for tonight, but I do have one more thing that I want you to keep in mind. Coupons are LEGAL, you will not go to jail for saving money!

5 comments:

Shirley said...

This is great, Kerri! I would also suggest looking through your local town/city paper. Out of boredom at the gas station once, I picked one of ours up, and inside I found a coupon insert that was scheduled to be in the next Sundays paper. So I had 2 or three of those coupons, I didn't spend any extra money, and I possibly get to use those coupons ahead of time, which has come in handy very often.

MicPhilly said...

thank you so much! Honey!

Unknown said...

Thanks for the tips and writing it all out! I do have one question. You know all the coupons that say buy 2 of something and get so much off, can you use 2 of the same coupon on those 2 items or just 1 coupon?

Kerri said...

1 Coupon only ... 2 use 2 coupons, you'd have to have 4 of that item.

Jackie said...

Great post! I've been couponing for a year and can't believe how much I've saved. I hope to get a bigger stockpile going this year.